RefundAtlas

H&R Block vs FreeTaxUSA

Compare H&R Block and FreeTaxUSA for 2025 tax filing. See how free federal filing stacks up against a full-service tax brand with in-person support options.

5
H&R Block wins
2
Ties
3
FreeTaxUSA wins

H&R Block

A comprehensive tax preparation brand combining robust online software with the backing of 12,000+ physical offices. Offers multiple pricing tiers and the unique ability to start online and finish in person.

FreeTaxUSA

A no-cost federal filing option that has been IRS-authorized since 2001. Supports all major forms and schedules with state filing at just $14.99. A favorite among cost-conscious filers.

Feature-by-Feature Comparison

CategoryH&R BlockFreeTaxUSAWinner
Federal Filing Price$0-$85 depending on complexityFree for all federal returns
State Filing Price$49 per state$14.99 per state
Total Cost (Deluxe + 1 State)$104$14.99
In-Person Support12,000+ offices nationwideOnline only; no in-person option
User InterfaceModern guided experience with interview flowClean and functional; less guided
Data ImportAuto-import W-2s and 1099s from many providersLimited import; mostly manual data entry
Tax Expert AccessTax Pro Review from $95; walk into any officeLive chat with experts ($7.99 Deluxe tier)
Forms SupportedAll federal and state formsAll federal and state forms
Accuracy GuaranteeMaximum refund and accuracy guaranteeAccuracy guarantee with penalty reimbursement
Audit SupportFree support; full representation with paid tiersAvailable as $39.99 add-on

The Verdict

FreeTaxUSA saves you $90+ compared to H&R Block Deluxe while supporting the same tax forms. H&R Block justifies its price with a better interface, data imports, and the unique advantage of in-person offices. Choose FreeTaxUSA if you are comfortable filing independently; choose H&R Block if you value guidance and support.

Choose H&R Block if...

Filers who want the safety net of in-person support, those who prefer guided tax preparation, and anyone who values brand recognition and comprehensive audit representation.

Choose FreeTaxUSA if...

Confident filers who want to maximize savings, anyone with a straightforward return who does not need hand-holding, and multi-state filers saving $35+ per state compared to H&R Block.

Frequently Asked Questions

Is FreeTaxUSA really free?
Federal filing is completely free with no income limits or form restrictions. State returns cost $14.99 each. Optional upgrades include Deluxe support ($7.99) and Audit Assist ($39.99). There are no hidden fees or surprise upsells during filing.
Will I miss anything important by using FreeTaxUSA instead of H&R Block?
The tax calculations are equivalent. What you miss is the automatic data import from employers and brokerages, the polished guided interface, and access to physical offices. If you can enter your information manually and do not need in-person help, FreeTaxUSA covers everything.
Does FreeTaxUSA handle itemized deductions?
Yes. FreeTaxUSA supports Schedule A and all itemized deductions including mortgage interest, property taxes, charitable donations, and medical expenses. It also compares your itemized total against the standard deduction to recommend the better option.
Can I get help if I get stuck on FreeTaxUSA?
FreeTaxUSA offers email support with all accounts and live chat with tax experts if you purchase the Deluxe upgrade for $7.99. Response times are reasonable during tax season. You will not find the same depth of support as H&R Block, but basic questions are handled well.

More Comparisons

TurboTax vs H&R BlockTurboTax vs TaxActTurboTax vs FreeTaxUSAH&R Block vs TaxActTaxSlayer vs FreeTaxUSATurboTax vs TaxSlayer