TurboTax Alternatives 2026: 5 Cheaper Options That Do the Same Job

TurboTax is the most expensive major tax software. Self-employed filers pay $129+ federal alone. Here are 5 alternatives that cover identical situations for less.

1. FreeTaxUSA — Best Budget Alternative

Federal: $0 for every situation including Schedule C State: $14.99

Try FreeTaxUSA

2. H&R Block — Best Brand Alternative

Self-Employed: $85 federal, $37 state (vs TurboTax $129/$59). Includes 12,000+ physical offices.

Get H&R Block Tax Software

3. TurboTax + McAfee Bundle — When TurboTax IS the Answer

If you prefer TurboTax, the Deluxe + McAfee bundle includes cybersecurity software at a meaningful discount vs buying separately.

TurboTax Deluxe + McAfee Bundle

4. eFile.com — Free for AGI Under $73,000

Free for qualifying filers via IRS Free File partnership.

Try eFile.com

5. WalletHub Premium — Tax Credit Monitoring

Not a filing tool but a useful companion for tracking tax credit eligibility and financial health.

WalletHub Premium

Bottom Line

FreeTaxUSA delivers 95% of TurboTax quality at 10% of the price for self-employed filers. H&R Block is the best if you want a comparable brand experience with in-person backup.