Cash App Taxes vs FreeTaxUSA
Compare the two best free tax filing options: Cash App Taxes and FreeTaxUSA. See which offers better features, support, and value for 2025 tax filing.
Cash App Taxes
A 100% free tax filing option for both federal and state returns with no paid tiers or upsells. Formerly Credit Karma Tax, now integrated into the Cash App ecosystem with a clean mobile-first design.
FreeTaxUSA
Free federal filing with all forms supported and state returns at $14.99. Offers optional Deluxe support ($7.99) and Audit Assist ($39.99). An IRS-authorized e-file provider since 2001.
Feature-by-Feature Comparison
| Category | Cash App Taxes | FreeTaxUSA | Winner |
|---|---|---|---|
| Federal Filing | Completely free | Completely free | |
| State Filing | Completely free | $14.99 per state | |
| Total Cost | $0 always | $0-$55 depending on states and add-ons | |
| Forms Supported | Most common forms; some complex forms missing | All federal forms and schedules | |
| Multi-State Filing | Only one state return supported | Multiple state returns supported ($14.99 each) | |
| User Interface | Modern mobile-first design; very clean | Functional web-based interface; less modern | |
| Expert Support | No expert help available | Live chat with Deluxe ($7.99); email support free | |
| Audit Support | Free audit defense included | Audit Assist for $39.99 add-on | |
| Desktop Experience | Mobile-focused; desktop version available | Web-based; works well on desktop and mobile | |
| Prior Year Import | Import from other providers via PDF | Import from TurboTax, H&R Block, and more | |
| Refund Options | Direct deposit to Cash App for instant access | Standard direct deposit to any bank |
The Verdict
Cash App Taxes is the only option that is truly 100% free for both federal and state filing, making it the winner on pure cost. FreeTaxUSA supports more complex tax forms, multiple state returns, and offers better support options. Choose Cash App Taxes for the simplest free experience or FreeTaxUSA when you need broader form support and expert help.
Choose Cash App Taxes if...
Filers who want zero cost for everything including state returns, Cash App users who want instant refund access, and those with simple to moderate tax situations who do not need expert support.
Choose FreeTaxUSA if...
Filers with complex returns needing all IRS forms, multi-state filers, and anyone who wants the option to chat with a tax expert for a modest fee.